insurance coverage. Policy as contract: 0.5% premium, 30-day term, any coverage amount. File claims on-chain; governance reviews and payouts land directly in your wallet — fully auditable.
| Policy | Coverage | Expires | Status |
|---|
· Testnet demo: claims are reviewed by governance (the contract owner); mainnet will use a multisig committee and reinsurance.
· Premiums flow into the insurance pool to back payouts; solvency is visible in real time.
· Policy data lives fully on-chain: coverage, premium, term and claim status are verifiable by anyone.